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Representative example: if you borrow £12,000 over 60 months paying a £2,000 deposit for a car with a cash price of £14,000, your regular monthly payment would be £262.67. The total amount payable would be £17,761.20 including your regular monthly payments, your deposit and a £1 option to purchase fee. The total cost of credit would be £3,761.20. Representative 11.9% APR, annual interest rate of 11.9% (fixed).
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If you're over 18, live in the UK and looking to understand how you could buy a used car with finance, then this service is for you. Whether you know the exact car you're looking to buy, or just have a rough spending budget in mind, Motiv can check for products personalised to you.
Motiv check a wide panel of independent finance providers and various different types of finance including Hire Purchase, Personal Contract Purchase and Personal Loans. This unbiased comparison combined with the fact that Motiv's lenders often offer finance directly to consumers like you, mean there is a chance you will save money compared with dealer finance. Also - given the wide lender panel, Motiv may be able to find suitable products for more consumers than a dealer could.
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