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Compare finance quotes

Quick, simple form - see the personal loans and car finance offers you qualify for in just a few minutes, with no impact on your credit score

Where are you planning to buy your next car from?

Some car finance offers are only available if you're buying your next car from a reputable dealership

Dealership

Private seller

Not sure

Please note that "Private seller" should only be selected if you are buying the car directly from an individual and not a business. If you plan to buy from a business (which includes car supermarkets and online car dealerships), then please select "Dealership".

For the purposes of showing you available offers, we will assume you'll buy your car from a dealership. This means you may see Hire Purchase and Personal Contract Purchase offers on your result page. If you see these options please be aware that they will not be available if you choose to buy from a private seller.

Roughly, when are you planning to buy your next car?

Within a few days

Within a week

Within a month

Within a few months

Not sure

Do you know the registration number of the car you want to buy?

Yes

Not yet

What's the registration number?

How much would you like to spend on a car? What's the car's purchase price?

This is price you are planning on paying for the car. If you've agreed a price with the seller use that, otherwise the advertised price is fine. If this isn't known you can provide your best estimate, but note that in doing so your results may be inaccurate

What's your total deposit?

Please include any cash deposit and, if relevant the estimated trade-in value of your current car. Or enter £0 if you don't have any deposit

Please include your cash deposit and, if relevant, the estimated trade-in value of your current car less any outstanding finance. Or enter £0 if you don't have any deposit.

For example, if you were planning on putting down a £500 cash deposit, as well as trading in your current car for £7,000 which has £4,000 of finance outstanding finance on it, the total deposit you would need to enter would be £500 (cash deposit) + £7,000 (trade-in value) - £4,000 (outstanding finance) = £3,500 (total deposit).

If this result in a negative number, for example, -£700, this suggests you are in negative equity. If this is the case, please enter £0 for your deposit and add the amount of negative equity (e.g. £700) to the price of your next car.

How much do you want to borrow?

This is the amount you need to borrow in order to buy the car

How many years do you want to repay over?

This determines how long you'll repay your loan over. A shorter term means higher monthly payments, but you may reduce the amount of interest you pay overall

2 years

3 years

4 years

5 years

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Home Car finance explained

This service is provided to you by Motiv, a trading style of Motiv Finance Limited.

Motiv Finance Limited are authorised and regulated by the Financial Conduct Authority for credit broking. We are a broker not a lender. Our service is provided for free, however we will receive commission payments from the lenders or brokers we introduce you to. We receive commission when finance is taken out. This is either a fixed amount per finance agreement taken out or a fixed percentage of the amount lent. The specific details may vary depending on who we introduce you to and the type of product you take out.

We do not provide financial advice. We introduce borrowers and lenders for the purposes of entering into finance agreements, meaning we will show you products offered by lenders and other brokers. We act independently and although our service compares a range of products from a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you that may be more suitable for your needs.

Motiv Finance Limited is registered in England and Wales (company registration number 11517060) and is authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 827288). Motiv Finance Limited is registered with the Information Commissioners Office (registration number ZA477716). Our trading address is: Office 305, Cumberland House, 35 Park Row, Nottingham, NG1 6EE.